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Best Paid Jobs In The Healthcare Industry
Posted by: | CommentsIntroduction
The healthcare industry these days is undergoing a huge revamping, especially in the United States. With the prospect of many new health plans being introduced over the course of the next few years in that country and around the world, many of the best paid jobs in the healthcare industry are going to be expanded and demand is going to increase. For someone that is looking to get healthcare based training today, this is certainly a very good thing. Below is a listing of some of the best paid jobs in the healthcare industry.
Surgeon
This one is of course the most obvious one of them all. Just about every single surgeon that works in the healthcare industry is paid very well to work in the healthcare industry. Surgeons are some of the most skilled and specialized people in the world when it comes to actual expertise and the amount of money that they get for being a surgeon is something that actually does qualify as being deserving based on what they do for society. When you take that into account and weigh it against the other professions, there are some that feel that most surgeons don’t get paid enough as well.
Technologist
Technologist is a general term that is used to refer to a long list of different technology jobs that can be landed in the healthcare field. If you are someone that performs CAT scans on different patients, you are a healthcare technologist. If you are someone that performs X-Ray scans on different patients, you are a healthcare technologist. These are jobs that are often underrated in terms of their income, but this is mostly because of the fact that many people are just ignorant of what technologists actually do. The fact of the matter is that being a technologist means that you will have one of the best paycheques of any of the healthcare industry areas in which you will work.
Lab Worker
Another job that pays relatively well in the healthcare industry would have to be the lab worker job. This is a profession that has a relatively low entry barrier, but as you rise up through the ranks you will find that your salary takes impressive leaps at the exact same time. Interestingly enough, you also get a huge amount of satisfaction out of pursuing this job. You know right off the bad that things you are doing in the lab are benefitting patients all over the medical ward in which you work. That is certainly information that you can use to keep yourself feeling good during the down times of the job.
Conclusion
For the most part, just about any job that is directly connected with the healthcare industry will pay a lot better than you might otherwise think. This is because a lot of them do have extra education attached to them. If you are really interested in getting one of the best paid jobs in healthcare though, the above list would certainly be a good place to start.
Are Mutual Funds a Good Way to Invest for Your Future?
Posted by: | CommentsFor individuals just getting involved in the game of investing, there is a lot of wonder circulating around mutual funds. Certain questions such as, “What are the risks associated with mutual funds?” and “Are they a good investment?” are questions that are frequently asked amongst investors. However, it is good to ask these questions because asking questions about mutual funds shows that a person means serious business when it comes to investing. All investors want the best return they can possibly get on their investment, so exploring the many options available are important. When it comes to mutual funds, there are many options. That is why it is good to know at least the basics.
The basics
Mutual funds consists of money from many different investors that is pooled together and invested into short-term money markets, stocks, bonds, various other assets or securities, or maybe even a combination of any of these. Each investor owns a portion of the holdings that the fund possesses and the income that is generated from these holdings.
There are several factors that distinguish mutual funds from other types of funds. Those factors are:
- The shares are purchased from the actual fund instead of from other investors via such avenues as NASDAQ or NYSE.
- The purchase price is the price per share plus any fees imposed by the fund at the time. These are commonly referred to as shareholder fees.
- When selling the shares, you are selling them back to the fund.
- New investors are accommodated through the creation of new funds that can be sold to them.
- Investment advisors that are registered with the SEC are typically who takes care of mutual funds.
Advantages and disadvantages
There are advantages and disadvantages to mutual funds. The advantages include:
- Diversification of your portfolio – This is important in investing because a diversified portfolio has better earning potential.
- They are affordable – There is a high degree of affordability when it comes to mutual funds. Dollar amounts can be set low for purchases, giving lower income individuals the ability to invest.
- Managed professionally – There are professionals who are constantly monitoring the performance of these mutual funds and always looking for the best investments for the fund in order to maximize its return to its investors.
- Liquidity – Investors are able to redeem their shares at the current NAV. This is in addition to any fees or charges assessed at that time.
The advantages make it clear that a mutual fund can be a great investment, but like any type of investment there are some disadvantages that come along with them as well. Those disadvantages include:
- There are annual fees, charges for sales, and other fees associated with them. It doesn’t matter how the fund performs. These costs still apply. Taxes also have to be paid on gains. This refers to any distributions received even if the fund performed poorly.
- Investors do not control their shares. The make-up of the portfolio is decided by the manager of the fund.
- There is uncertainty that surrounds the price of shares. It isn’t like how you can follow regular shares of stock in real-time during trading hours. There is a delay in you finding out what your share is within a mutual fund since you are sharing the fund with other investors.
So now that you see the advantages and the disadvantages, you can decide which way to go. However, you have to weigh them against each other. An example: Although you don’t have control, the fund is under professional control. Mutual funds have helped put money in people’s pockets, so mutual funds can be a great way to invest for your future. Just make sure you find a fund that performs well.
How to Remove Pet Odor From The Carpet
Posted by: | CommentsIf you have dogs, you know how that unpleasant odor can stick to carpets. It’s not that you don’t love your dogs, you can love them and not the smell! Wet dog odors are particularly stubborn and tend to get right into carpet fibers. Then they release that nasty smell all the time and turn your home into a “dog” house.
Fortunately, you don’t have to live with that smell in your carpets. Carpet tends to pick up nasty odors far easier than any hard floor surface in your home, and it also stores them easier. With a hard surface, you can simply use a detergent that also eliminates odors, but with carpet, you’ll need to put in a bit more elbow grease.
Odor Prevention
The first thing to keep in mind is that prevention is far easier than fixing the problem after the fact. There are several ways to prevent dog odor from seeping into your carpets in the first place.
- Keep dogs away from carpeted rooms. Not always practical, but very effective. – Vacuum regularly. This keeps odors from really settling. – Deal with any mess (urine, feces or vomit) immediately and spot clean the area with a deodorizing detergent. – Dry your dog completely with a towel after coming in from a bath or rain. – Use a special fiber sealant on the carpet to help protect it from absorbing odors.
However, the absolute best way to avoid pet odors is to keep your dog odor free. Bathe your dog frequently and keep him nice and clean. This will definitely help, but to really deal with the problem, you’ll want to make sure that you actually remove the odors from your dog. There are shampoos formulated especially for pets that will help prevent bacterial growth that causes those unpleasant smells.
Removing Odors
Once you have the dog odor in your carpet, even some heavy duty vacuuming won’t help matters. You’ll need something a bit stronger to get the odors that are actually deep in the carpet fibers. These are the smells that are more difficult to remove.
For short pile carpets, baking soda might be the easiest solution. Simply sprinkle a heavy layer of baking soda over the entire carpet and let it sit for two or three hours. Overnight is even better. You can then vacuum it up. The baking soda will have absorbed the smells embedded in the carpet and by vacuuming it up, you get rid of them. However, some odors are so strong that they require more than one application.
If you aren’t up to waiting and sprinkling baking powder, it might be better to just rent a steam cleaner. This will suck the bad smells and dirt right out of the carpet. It’s also a good option for longer carpets where dirt and hair and dandruff tend to get trapped. The steam cleaner will get rid of just about everything and you’ll be amazed at how clean your floor is afterwards. While you have it, run the steam cleaner over your sofa, as well and get any lingering odors out of the upholstery, too.
Owning dogs doesn’t mean you have to put up with a house that stinks. Keeping your dogs clean and ensuring that any messes are immediately cleaned with a deodorizing cleaner will help keep those odors at bay. And, for the times when things do pile up, a steam cleaner or baking soda will get your house smelling fresh and clean again, without using any nasty chemicals on your carpets.
How do you Store and Secure a Strapping Machine for Transport?
Posted by: | CommentsAny type of heavy duty machinery needs to be properly stored and secured during transport. That avoids the machinery from becoming damaged and keeps individuals from getting injured if people are in the vicinity of the equipment during transport. In this case, we’re referring to strapping machines.
Strapping machines are used in strapping together objects for transport. Many times this includes boxes of merchandise stacked upon a pallet that need to be transported in that stack. The strapping keeps them from falling over and becoming damaged or causing injury. Sometimes, strapping machines need to be transported as well for strapping reasons. Sometimes it is good to have one on hand in the truck in case any strapping does come loose and the items need re-strapped. But how do you properly store and secure a strapping machine for transport? It would be terrible to hit a bump and such an expensive piece of equipment meet an untimely demise. Then again, what if a person were in the vicinity at that time? That could get a bit ugly.
Storing and securing
There are several ways that some businesses choose to secure their strapping machines during transport. Those methods include a bolted down box large enough to house the strapping machine or a wall mounted unit that keeps it secure.
Below is an explanation of how each method can keep your strapping machine secure:
- The bolted down box method can be successful for a number of reasons. First of all, the box should be metal or a hard plastic that is very durable. It should have a lid to keep the strapping machine inside. However, you want to make sure that it cannot move around inside the box. That means using materials such as Styrofoam or another sturdy packing material to ensure there is no movement inside the box whatsoever. What this does is keeps the strapping machine perfectly stable and keeps it out of the way of anyone who needs to work around in that area.
- Some choose to use a wall mount method. This includes using brackets and straps to secure it to the wall. This keeps it out of the floor, allowing for more floor space in the cargo area. This is opposed from using a box bolted to the floor, which can take up some floor space. However, the wall mount method needs to be done carefully. If it is not secure, then the strapping machine can become airborne if it is necessary for the driver to slam on their brakes. This can damage the strapping machine, which can cause a bad situation in the case that the strapping machine is needed during transport.
Other creative means
Of course, strapping machine owners have come up with their own ways to store and secure their strapping machines that they have found to be successful, but doing so can be a bit dangerous if it has never been done before. The above methods are frequently used methods that are effective in keeping both you and your equipment safe. What happens is you’re protecting your investment and also protecting those who have to work around the strapping machine.
The most important thing is to be sure everyone involved is using their head. Anytime anyone thinks, “I’ll just lay it in the floor because I’m sure nothing will happen?” is the individual who gets into trouble because the strapping machine is damaged, merchandise that was in the way of the flying strapping machine was damaged, or someone was injured. So be sure to properly store and secure your strapping machine prior to transport.
10 Reasons to Use Jurlique Skin Care
Posted by: | CommentsNearly everyone uses some sort of skin care these days. With new awareness of how our skin ages, many people have discovered that they do need to use some sort of skin care. Unfortunately, there are a lot of low quality skin care products out there that claim to do amazing things, but never deliver. Jurlique skin care products are just the opposite.
This line of skin care products has a lot to offer and the reviews are positive . . . Jurlique really does produce results. Here are just ten reasons why you might want to consider using this particular skin care line.
1. Jurlique products are made with organic herbs and ingredients that are all natural. There are no harsh chemicals to further damage your skin, just wholesome goodness.
2. The line of skin care products has various options formulated for every skin type. You just need to determine what kind of skin you have and then choose the appropriate product to meet your needs. It`s important to use lotions, etc. that are made for your skin type or you will end up with dryer skin and more blemishes.
3. If you are tired of overly competitive beauty companies that only care about cash . . . Jurlique is a breath of fresh air. Focusing on sustainable practices and biodynamic beauty, they really stand out from the crowd.
4. Got wrinkles? While wrinkles may be a natural part of aging, that doesn’t mean you have to let them take over your face too early . . . Jurlique provides natural wrinkle removers that smooth out your skin and keep you looking younger.
5. Combination skin can be very difficult to treat, with patches of dry skin in amongst the oily areas. However, Jurlique offers specially formulated skin care products to help with that problem and to get your skin back into balance.
6. Many cosmetic companies buy any old ingredients and turn it into something for your face, but Jurlique actually grows their own herbs and flowers to use in their products. The entire process takes place on their farms, so each natural, organic ingredient is carefully monitored from seed. This ensures top quality ingredients.
7. If you suffer from sensitive skin and find that regular skin care products tend to make your face break out and irritate the skin, then you will need something gentle. Since natural skin care products don’t use harsh chemicals, existing problems have the chance to clear up, rather than be aggravated.
8. Reduce blemishes the natural way. Rather than applying acids and chemicals to your problem areas, use herbs to soothe the skin naturally and moisturize while minimizing the blemishes. Most skin care lines do one or the other, but Jurlique combines tasks in their creams, meaning you get more for your money.
9. For anyone who wants their facial products to be good enough to eat . . . Jurlique offers yummy natural ingredients like honey, mint and chamomile, among other healthy types. These are all great for your skin and all natural.
10. Beyond skin care products, this line extends to hair treatments and other areas of beauty, as well. So, if you like their creams and lotions, you can start using everything from the same company, all made with the same quality ingredients.
It`s important to put products you trust on your skin. When it comes to treating problems like wrinkles and blemishes, it`s definitely not a good idea to be using lotions full of damaging chemicals that may only aggravate the issue. Opt for natural and organic and you`ll find that your skin does far better.
How a PR Firm Quotes Project Rates
Posted by: | CommentsThere are several elements factored into a quote from a PR firm. There is also the fact that no two quotes will be the same because every individual seeking out a public relations firm needs something a little different. The public relations firm provides a number of different services that benefits each and every business that seeks out what they have to offer. However, the quote is based either upon what kind of budget the business has to work with or what they are hoping to achieve with their public relations.
Budget
As stated before, the budget may determine what kind of quote is received. The most common PR services include press releases, internet marketing, and the development of public relations strategies. There may be more advanced services such as print marketing campaigns and actual public speaking on behalf of the company. Those two services can become quite expensive. However, the other services can be quite affordable and the firm can work with you based on your budget.
That makes budget a very important part of determining what you’re going to pay. If you say you need an extensive internet marketing campaign, but you only have $10,000 to spend, the PR firm will give you a quote of what they can provide you inside of that budget.
Fees and charges
It isn’t uncommon to see fees such as service fees and such. It is customary for a fee to be charged for providing the service or any other fees that the PR firm finds to be necessary. It can vary from firm to firm, so it is a good idea to get quotes from various firms to see what types of fees they are charging. As for the quote itself, there is no charge. Quotes are free because they are used as tools to acquire your business.
As for what is not included in the quote are such items as late fees. Some PR firms may only require that you pay a small percentage up front and the rest later. If you pay the balance late, they may have some kind of late fee tacked onto the amount. Of course this isn’t going to be included in a quote because they don’t know if you’re going to be late paying your balance.
There are also service charges for each service you choose. You may choose to have a single press release written but, then again, you may wish to have a packaged deal that includes having a public relations strategy drawn up. How you bundle your services will also determine what type of charges you have to pay.
Here is an example of some of the fees and charges you may have to pay:
- A monthly retainer fee saying that you will stay on board so that their efforts are for nothing. – An hourly project charge for every project. – Any possible out-of-pocket expenses that is foreseeable. – A counseling fee for any counseling that is needed. – A flat fee for the time the agency puts into the project.
Remember that these are just quotes, so the amount quoted may differ from the amount actually charged. However, the quote gives you a great tool to know what types of expenses you are looking at. Just expect to pay as much as 20% more so that you have enough money on hand to make sure you can pay for everything as it comes. By using this strategy, you can employ a PR firm to take care of your interactions with the public and get your business rolling in the direction you want it to.
Traveling Overseas? Watch out for These Fees from Your Car Rental
Posted by: | CommentsWhen you travel abroad you will face a lot of different fees from different places. Taxes are going to be different, you will pay additional security fees for your airfare, and you will even pay fees to exchange your money! One place you can save money on these fees, however, is with the car rental company, or car hire company as they are known in Europe. When you are renting a car overseas, watch out for these common fees, and don?t pay them if you don?t need to!
Service Fee for Booking at the Counter
When you are traveling overseas, make sure you book your car rental early. Even if you do it the night before you need the car, you will save money. Renting the car from the counter will always cost more, and sometimes quite a bit more. Call the car hire company before you need the car to reserve one, or use the Internet to make your booking.
Also, try to make your arrangements before you leave America. You will find that this saves you money, as you will not have to worry about exchange rates or contracts written in a foreign language. Remember, if you sign a contract that has hidden fees or clauses in it, you are bound to pay those fees of follow those clauses. When you do your car rental booking in the States, you will be given a contract in English.
Late Return Charges
Late return charges are a common fee that car hire companies charge, yet this one is quite easy to avoid. Find out the specific time that you need to return the car. This will be different with each company. Some will start your rental day at the time you rent the car, while others have a specific hour that they expect cars to be returned. Even if you return the car on the right day, if it is returned at the wrong time you will be charged a late return fee. This can be as much as a full day?s rental, even if the car is just an hour late.
Gas Charges
Like car rental companies in the United States, car hire companies overseas will usually charge a gas charge. Find out if you can return the car on full to avoid this charge. The car rental company is going to charge more for the gas than you will pay at the fuel station. This gas charge may not be thoroughly explained to you when you pick up the car, so make sure you ask about it. Remember, once the car hire company has your credit card, you can be charged any fees outlined in the contract, even if they do not explain the fee to you verbally.
Consider Driving a Stick
In Europe, manual transmissions are more common than automatic transmissions. If you need to rent an automatic, you will pay an additional fee. If you know how to drive a stick shift, you should use one to save money on the car rental.
Have Drivers Who Are the Right Age
Most car hire companies will charge an additional fee for young or old drivers. Those who are under 25 or over 70 will cost more as drivers on your rental agreement. To avoid this fee, try to have someone in your group who is between 25 and 70 to serve as the driver. Additionally, you will pay a fee if you add more than one driver to the contract.
Renting a car overseas requires a bit of planning ahead and some research, but it can be a fairly pleasant experience. Make sure you know what fees to watch for, avoid them when possible, and rent the car that you need to enjoy your trip. Soon you will be on the road exploring the country of your choice in a comfortable, and affordable, rental car.
Finding the Perfect Wedding Photographer
Posted by: | CommentsIn the hustle and bustle of planning a wedding, finding a great wedding photographer just seems like a difficult task. After all, you really don’t know what you’re getting half the time and if you hire a proper studio to do the job, you’ll end up paying a small fortune! So, how do you know whether or not a photographer is good at what he or she does?
Here you’ll find tips on how to check out a wedding photographer before you actually sign a contract.
Look at the portfolio. While this may seem like the most obvious method of finding out what a photographer can do, you’d be amazed at how many couples glance at a couple of photos online and make their decision. Ask to see the photographer`s wedding portfolio and look through the whole thing.
Get references. One of the best ways to find out if a wedding photographer does satisfactory work is to check with those he’s shot for. You will want to ask them not only if they were happy with the photos, but also how the photographer was to work with. Some photographers are amazing at their job, but their attitude can cause a lot of extra stress on a day when you really don’t need any more!
Avoid packaged wedding photographers. Some event halls offer special wedding packages that include a photographer. However, you don’t know how good this person is, so it’s not a good idea to just sign up for the photographer-included package. Take the time to do your research and you will be far happier with how your photos turn out.
Ask about the equipment maintenance schedule. Does the photographer send their equipment in for servicing on a regular basis? The last thing you want is for a camera to break down in the middle of your wedding. Anyone who sends their equipment in regularly (once a year is the norm) should have properly working gear. You may also want to ask if they bring in extras, as well, just in case.
Interview the wedding photographer. This is an important part of the process of choosing a photographer for your wedding, since it will give you a good feel for what the photographer is like. It’s usually a good idea to interview at least 3 or 4 different wedding photographers before making a decision. That will let you know just what your options are and allow you to make the best choice.
Hire early. The good wedding photographers are all booked months ahead of time, so be sure to set this up early on. You will also have the relief of getting this stressful task out of the way long before you are down to crunch time with the wedding plans. As soon as the wedding date is set, start looking for a good wedding photographer.
Ask about a contract. If something should go wrong, you will need a contract to back your claims up. A good photographer confident in his skills will be more than happy to sign a contract that specifies how many 8×10s, 5×7s, etc. will be included in the package. Those who know they could be in trouble will generally try to get out of signing a contract, so beware.
To find a really great photographer, you’ll have to do a bit of research, but it is well worth it. After all, this is a once in a lifetime event . . . you want to be sure it’s captured perfectly!
Car Insurance: Differences between Canadian and U.S.
Posted by: | CommentsAll car insurance is the same, right? Wrong. Anyone from the United States moving to Canada or moving from Canada to the United States will find that car insurance in both countries is different. It may be hard to fathom how there can be variations in car insurance since there seems to be enough stipulations with car insurance the way it is but, being that the two countries are different, there are differences to be aware of.
Canadian car insurance basics
Let’s say you’re a U.S. Citizen moving to Canada. You know that in the United States you have an insurance card. In Canada, you do receive something similar that goes by a different name. It is called your Canadian Inter-Province Motor Vehicle Liability Insurance Card, or your “pink card.” As far as how you use the card and carry it, it works the same in both countries, such as for showing proof of insurance upon request and using it in case of an accident.
However, the way injury claims are handled can vary based on the province. A good example of this is the fact that Quebec car insurance requires that injury claims are taken care of by a government program, rather than a private insurer. If the accident or the injury due to an accident takes place outside of Quebec, then that is when the private insurer takes care of the claim.
The Canadian government requires that private insurers within the territories and provinces have a standard set of terms and conditions available with the policy. This means that all terms and conditions will be consistent between all of the insurance companies. After this point, the provincial and territorial governments then set additional standards and what they decide to be the lowest limits available for liability coverage on the vehicle.
Another difference you will find between U.S. car insurance and Canadian car insurance is that Canadians do not receive printed policies when the insured is covered under a government insurer. The vehicle registration is actually proof of that insurance since the registration to the car cannot be drawn up without some kind of insurance being placed upon the vehicle.
U.S. Car Insurance Basics
Where Canada requires drivers to be insured by either a private insurer or a government insurer, the United States is chalk full of private insurers that are regulated by their respective states. It is required in most states than an individual carry at least some degree of liability insurance. Liability covers bodily injury liability. Many individuals who do not have liens on their vehicles will carry liability insurance because it is more cost effective than full coverage. Full coverage is required when there is a lien on the car. This usually means that the car is owned by a bank, such as when a person has acquired the car through financing and has not yet paid the car off.
Something else in the U.S. that is different than in Canada is that the Canadian Provinces of Manitoba, Quebec, and Saskatchewan do not allow an individual to sue for pain and suffering when a motor vehicle accident has occurred. The only way to do this is if any permanent disfigurement has occurred, severe disability, very severe mental or psychological damage, or death.
Similarities
Nevertheless, there are similarities between the insurance of both countries and that is the fact that there are many different deductibles and price ranges available. That means each person has their own policy that they carry that can be different than everyone else?s in terms of the rate, the deductible, and the coverage. Most importantly, both of these car insurance systems work to ensure the insured are taken care of.
Getting a Ticket in a Rental Car: Are there Additional Fines?
Posted by: | CommentsWhen driving a rental car, there is a question that looms in the mind of the renter. One of those questions is, “What happens if I get a ticket?” That is a very good question because the car is not in the renter’s name. The car is in the name of the rental car company. This means things can get a bit complicated, depending on the company that you’re using. Sure, it is simple to say that you just shouldn’t do anything to get a ticket. However, it isn’t always that easy.
Getting the ticket
So let’s say you get a parking ticket. You didn’t mean to. You just simply didn’t see a sign or parked at a parking meter and forgot to pay it. So you go home, write a check, and mail the payment for your ticket to the city. However, you find a couple weeks later that you receive a letter from the rental car company telling you the ticket has not been paid. You know you paid it, so you call the city and they tell you that they received the payment. You then call the rental car company and you find out that they will charge a fee to you for you having to pass their contact information to the city that has issued you the ticket. This is because it is then on their record that one of their cars received a parking ticket. The catch to this is the fact that the officer issuing the ticket has to take down the VIN and license plate numbers on the car, which are registered under the rental car company.
Sometimes, the only way a fee is assessed is if the car rental company pays the fee and then they pass on the cost to the customer. However, in an instance where you pay the ticket and the car rental company contacts you, chances are they have not checked to see if the ticket was paid. These companies receive thousands of tickets per day and do not have the manpower to check if each and every ticket was paid. When the municipality that issued the ticket contacts the rental car company about a citation, they automatically assume that the ticket was not paid. Sometimes you can fax a receipt from the original payment to the car rental company to have your money refunded. However, the car rental company will charge a fee.
If you receive a speeding ticket, then the penalty is against you and not the car you are driving. Your personal driver’s license is involved. The police do check the plates to ensure everything is in check, but it is you who has to pay the penalty and not the car rental company. In fact, the car rental company may not be notified that such a citation occurred in one of their cars. The only way is if something happens you do not pay your fine. If the car rental company has to get involved in that case, then you can expect some kind of additional cost.
Exceptions
There are no exceptions to parking tickets, but the one exception regarding a speeding ticket being against you and not the car is in the case you are caught speeding on camera. If the camera catches you speeding, the authorities use the license plate number to find out where to send the ticket. The rental car company gets the ticket. They may pay it, but will pass the cost and a fee on to you for taking care of it. Yes, it is good to be careful, but it is also good to know how you can be ticketed in a rental car just in case it happens to you.
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